You hear about it and read about it everywhere. Identity Theft is big business for thieves
and it is so easy to commit this type of crime.
With the internet so widely used by the masses, savvy identity thieves can pick and choose
their victims with ease.
If you have ever filled out a form online or made a purchase online, your information is out
there.
Even using your credit or debit card at any one of the many millions of ATM machines around
the country you can fall victim.
But let’s say that you have not. Let’s say that you don’t use the internet for any reason
whatsoever and that you go face to face to the bank teller every single time you need cash.
and it is so easy to commit this type of crime.
With the internet so widely used by the masses, savvy identity thieves can pick and choose
their victims with ease.
If you have ever filled out a form online or made a purchase online, your information is out
there.
Even using your credit or debit card at any one of the many millions of ATM machines around
the country you can fall victim.
But let’s say that you have not. Let’s say that you don’t use the internet for any reason
whatsoever and that you go face to face to the bank teller every single time you need cash.
If you carry your social security card
in your purse or wallet, if you leave
your purse unattended for any period
of time, if you throw your medical
bills, bank statements, credit card
bills or cell phone bills in the garbage,
if you have ever filled out an
employment application, you can still
fall victim to identity theft.
The problem with this type of crime,
identity theft, is the ease that which
a thief can get to your personal
information.
Millions of data entry clerks,
insurance representatives, sales
people, human resource personnel,
in your purse or wallet, if you leave
your purse unattended for any period
of time, if you throw your medical
bills, bank statements, credit card
bills or cell phone bills in the garbage,
if you have ever filled out an
employment application, you can still
fall victim to identity theft.
The problem with this type of crime,
identity theft, is the ease that which
a thief can get to your personal
information.
Millions of data entry clerks,
insurance representatives, sales
people, human resource personnel,
access your personal information every day.
Yes, your personal information is out there and it is worth millions of dollars to the identity
thief.
I would not put it past an identity thief to offer anyone of the good people who are
employed in these positions cold hard cash for just a few names in there files, or maybe
even pay good money for a stolen laptop.
We all want to believe that people that are employed in these kinds of positions will keep
our information safe and secure from crime, and I truly believe many do, but all it takes is a
simple error in judgment and things can turn disastrous.
Here is the kicker. If you ever become a victim of identity theft, it will cost you tons in time
and money to climb out of the deep hole you find yourself in. You will be left with the
arduous task of proving that you did not make the charges and purchases that were
fraudulently made on your credit card.
Not to mention the tremendous damage that will be done to your good reputation.
It is better to protect yourself from becoming a victim of identity theft rather than trying to
clean up the mess afterwards.
It is becoming ever so difficult not to conduct everyday business on-line. With all the ease
the internet creates, it does pose some unavoidable issues.
There are some effective online tools however, that can offer some protection from identity
theft and they are inexpensive.
These tools should not eliminate the everyday common sense things you can do to protect
yourself from identity theft.
It’s a shame that we have to protect ourselves from this type of crime. Nevertheless, we
cannot turn back time and we certainly cannot turn off the internet.
Yes, your personal information is out there and it is worth millions of dollars to the identity
thief.
I would not put it past an identity thief to offer anyone of the good people who are
employed in these positions cold hard cash for just a few names in there files, or maybe
even pay good money for a stolen laptop.
We all want to believe that people that are employed in these kinds of positions will keep
our information safe and secure from crime, and I truly believe many do, but all it takes is a
simple error in judgment and things can turn disastrous.
Here is the kicker. If you ever become a victim of identity theft, it will cost you tons in time
and money to climb out of the deep hole you find yourself in. You will be left with the
arduous task of proving that you did not make the charges and purchases that were
fraudulently made on your credit card.
Not to mention the tremendous damage that will be done to your good reputation.
It is better to protect yourself from becoming a victim of identity theft rather than trying to
clean up the mess afterwards.
It is becoming ever so difficult not to conduct everyday business on-line. With all the ease
the internet creates, it does pose some unavoidable issues.
There are some effective online tools however, that can offer some protection from identity
theft and they are inexpensive.
These tools should not eliminate the everyday common sense things you can do to protect
yourself from identity theft.
- Most banks have automated access over the phone to check your balance, use them
at least every other day - Plan your day and carry only the credit card you will be using for that day
- When using an ATM, cover the keypad with your other hand so that only you can see
the numbers - Shred all bank statements, credit card bills, medical bills and any other records that
contain your personal information - Create private pass codes or passwords to access your credit card information or
bank information by phone and online - Change your pass codes and passwords every two to three months
- Always ask for carbon copies and destroy them yourself
- Only do business with people that you trust
It’s a shame that we have to protect ourselves from this type of crime. Nevertheless, we
cannot turn back time and we certainly cannot turn off the internet.
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God Bless.
Carlos Cruz
Debt Credit Learning Center
Carlos Cruz
Debt Credit Learning Center
Identity Theft - Fastest Growing Crime in America