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Credit Repair strategies to eliminate bad debt
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acts you should
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Credit Reporting Agencies are NOT Government Agencies
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You have received your Credit Report, Now what do you do?
You Have the Right to Dispute Inaccurate Information on your Credit Report
Debt Settlement Strategies to help improve your credit score
STOP COLLECTOR HARASSMENT!
Get
some breathing room
Closing a credit card requires a ‘HARD CLOSE’ IN WRITING!
Credit repair requires the right
MIND SET
Negotiate Settlements for the Best Possible Outcome
Negotiate a Restructuring of Payments for a better credit score
Get it IN WRITING - NO Verbal Agreements
Bankruptcy - Use it if you must - avoid it if you can
Credit Counselors - Debt Management Plans - Things you need to know
Debtor Harassment - The Basics - A Violation of Your Rights
Debt
Collectors are supposed to collect
bad debt
from you...
NOT ABUSE YOU
Deleting Bad Credit from Your Credit
Bureau
Report… It
is Possible
Auto
Repossession.. The Lien Holder Will Take The Car - Believe It
Auto Deficiency
is Bad Credit
Apartment for Rent – BAD CREDIT NEED NOT APPLY
Debtor Prisons are all over this country
Home Mortgage - getting a clear picture of your financial
future
is paramount
Create a Budget for effective credit repair
Check your Credit Report Check for Accuracy
- Just to be double sure
Prioritize Your Debts - Identify Essential and NON-Essential Debt
Request re-age of past due accounts
Dispute Incomplete or Inaccurate Info on Credit Report
Decide which debt to pay first and prepare a strategy
Request Deferred Payment to the end of agreement
Request a moratorium on your debt to release 'extra cash'
Secured Debt vs UnSecured Debt... KNOW the Difference
Settlement Option
- Things you should know before you settle for less
Essential Debt vs NON-Essential Debt
Foundation of Credit Repair
Contact Us
Ignoring your bad debt or debt collector is not the way to go
Divorce and Bad Debt - Fair and Equitable Should Be the Goal
Debt Collectors Can Become Abusive! Know Your Rights!
Keep Bank Account or Credit Card Info Away from Debt Collector
s
Post-Dated Checks and Pre-Dated Checks
Create Relationships with your local bank or lender
Understanding your Credit Score
Your Debt Free New Year Plan
Cease and Desist Letter May Not Be Best
Re-Age Your Account – Get a Fresh Start
Credit Cards are not all the same - Choose Wisely
C
ar Insurance Premiums and Late Payments
Appeal to the Debt Collectors sense of compassion
Degrees of Debt
Effective Settlement Negotiation
Tips on handling a collection notice